CalHFA Loans and Assistance for Inland Empire Buyers

The California Housing Finance Agency offers first-mortgage and subordinate-assistance programs for qualified California homebuyers. Options may include CalHFA FHA, CalHFA Conventional, MyHome Assistance, CalPLUS with the Zero Interest Program, and other programs announced by the agency.

Common requirements can include purchasing an eligible primary residence, meeting current county and program income limits, completing approved homebuyer education, using a CalHFA-approved lender, and satisfying the underwriting requirements of both the first mortgage and assistance program. Non-occupant co-borrowers may be restricted for certain programs.

Assistance amounts, interest rates, fees, repayment terms, income limits, property eligibility, and available program combinations can change. Some subordinate loans may become due when the property is sold, refinanced, transferred, or paid off. Buyers should review the current CalHFA handbook, program bulletins, income limits, and rate sheet before relying on any program description.

FirstHome.us helps buyers throughout Riverside County and San Bernardino County compare current CalHFA options with FHA, conventional, VA, and other available financing. Qualification and assistance are not guaranteed. Visit CalHFA.ca.gov for official current guidelines.

APA Bond, Inc. | DRE 02166761 | NMLS 2286832 | Equal Housing Opportunity