HomeReady First Assistance in the Inland Empire

HomeReady First is a special-purpose credit program associated with Fannie Mae’s HomeReady financing. For eligible first-time homebuyers, the program may provide a $5,000 grant and, when allowed under current program terms, additional credits toward an appraisal or one-year home warranty.

Eligibility is not based only on the location of the property being purchased. The borrower’s current primary residence must generally be in an eligible census tract within a participating metropolitan area, and the loan must meet all current HomeReady First, HomeReady, automated-underwriting, lender, property, and first-time-homebuyer requirements. The Riverside–San Bernardino–Ontario area has been included among participating markets, but eligible census tracts and program availability must be confirmed using the current eligibility tool.

FirstHome.us can check an Inland Empire buyer’s current address and review potential eligibility without representing that a grant is guaranteed. Grant availability, eligible areas, credits, underwriting requirements, and lender participation can change or end.

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